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BENDIGO MARKETPLACE
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Bendigo Live's ALL NEW Business Portal
| HERE'S SOME PRECAUTIONS YOU CAN TAKE |
1. The next time you order cheques have only your initials (instead of first name) and last name put on them. If someone takes your chequebook, they will not know if you sign your cheques with just your initials or your first name, but your bank will know how you sign your cheques.
2. Do not sign the back of your credit cards. Instead, put "PHOTO ID REQUIRED".
3. When you are writing cheques to pay on your credit card accounts, DO NOT put the complete account number on the "For" line. Instead, just put the last four numbers. The credit card company knows the rest of the number, and anyone who might be handling your cheque as it passes through all the cheque processing channels won't have access to it.
4. Put your work phone number on your cheques instead of your home phone. If you have a PO Box, use that instead of your home address. If you do not have a PO Box, use your work address.
5. We've all heard horror stories about fraud that's committed on us in stealing a name, address, Social Security number, credit cards. Place the contents of your wallet on a photocopy machine. Do both sides of each licence, credit card, etc. You will know what you had in your wallet and all of the account numbers and phone numbers to call and cancel. Keep the photocopies in a safe place. When travelling, either here or abroad, carry a photocopy of your passport.
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CREDIT CARD EMERGENCY PROCEDURES AND PHONE NUMBERS |
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1. Have a record of your card numbers handy.
2. File a police report immediately in the jurisdiction where your credit cards, etc., were stolen. This proves to credit providers you were diligent, and this is a first step toward an investigation (if there ever is one).
3. Call the three national credit reporting organizations immediately to place a fraud alert on your name and Social Security number. The alert means any company that checks your credit knows your information was stolen, and they have to contact you by phone to authorise new credit.
ANZ 1800 033 844
Bankcard Australia (02) 9281 6633
BankWest 131 718
Centrelink Fraud 137 230
Citibank 132 484
Commonwealth 132 221
GE Capital 1300 369 904
Lost Travellers' Cheques 1800 127 477
MasterCard Australia (02) 9466 3700
MasterCard International 1800 120 113
Medicare 132 011
Members Equity 1300 654 998
National 132 265
Passport 131 232
Seniors Card 1300 364 758
St George 1800 028 208
Virgin 2000 1800 080 000
Visa Card Australia 1800 621 199
Westpac 1800 230 144
Woolworths Ezy Banking 137 288
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LOCAL BUSINESS LINKS
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